Private & business insurances
Getting insured in Spain can be confusing. Too much paperwork, unclear terms, and often no support when it really matters. That’s why we offer personal, straightforward help in your own language.
Exactly works with the most trusted insurance providers in Spain. Whether you’re protecting your home, your car or your business, we’ll make sure it’s done properly.
We offer all types of INSURANCES
In your own language and with the best claim support
In Spain, the insurance you need depends on your situation, whether it is for your car, home, health or business. But arranging it is often needlessly complicated. Policies are in Spanish, coverage is unclear and support is minimal when something goes wrong. At Exactly we make it easy. We tell you what makes sense, arrange the right coverage with reliable insurers and handle everything from setup to claims. Clear, quick and in your language.
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Trusted insurance provicers
We work with the most reliable insurers in Spain. No need to compare policies yourself. We've done all that for you.
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Personal claim support
If something happens, you simply contact us. We handle it with the insurer and keep you informed.
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In your own language
We speak English, Dutch and Spanish. You will always know what you are signing, what is covered and what to do when you need help.
Car, home, health insurances
and many more
Private health
insurance
We help all people in Spain get the right private health insurance, quickly and without hassle. You tell us your situation. We tell you what’s needed, what’s not, and we arrange everything. Private health insurance in Spain isn’t just a formality, it’s peace of mind.
Home
insurance
Buying or renting a property in Spain? Then home insurance isn’t just a good idea, it’s a requirement in most cases. Whether you need to protect your belongings, your building, or both, we’ll tell you what’s needed and arrange it properly.
Car
insurance
You’ve got the car. Now comes the tricky part: getting it insured properly. Driving in Spain without the right insurance can lead to fines, problems after an accident, or worse: no coverage when you need it most. We willl make sure your policy is right from day one.
Pet
insurance
f you own a dog or a cat in Spain, there are rules you need to follow and fines if you don’t. Since 2023, civil liability insurance is mandatory for all dog owners. No insurance? No vet record? Then you’re officially non-compliant, even if your pet never leaves the house.
Personal liability
insurance
In Spain, you can be held personally liable and be forced to pay for damage or injury to others or their property, even if it was unintentional.
Many people think they’re already covered.
But unless you have specific civil liability insurance (RC Particular), chances are: you’re not. We help individuals and families get the right cover.
Business liability
insurance
One mistake, one complaint, one accident and your business is legally exposed. A broken floor tile in your office. A miscalculation in client work. A small water leak that damages the neighbour’s shop. Without liability insurance, you or your company pay the full cost, including claims, repairs and legal fees.
Many people in Spain feel left alone when something goes wrong. At Exactly, we make sure your insurance works when you need it most — and that you understand exactly what you are covered for.
We do not expect you to just take our word for it. Our clients choose Exactly because they know we take care of things, properly.
Free consultation? Just contact us.
This is how you request a free consultation
At Exactly, we are known for our customer-friendliness. We are always available to answer your questions. And the best part is, you don’t have to solve a puzzle to get our contact information. Contact us today for a free consultation.
- +34 9650 20 262
- support@exactly.es
Our full list of insurances
🧾 Business insurances (for autónomos and SLs)
(Responsabilidad civil profesional)
Required for many professions. Often overlooked by freelancers, but essential.
(Responsabilidad civil general)
Covers damage you cause to others or their property while doing your job.
(Seguro de accidentes para autónomos)
Covers you in case of accidents while working. Often required in construction or when working with subcontractors.
(Mutua de accidentes de trabajo)
Often used by freelancers in combination with the public health system, to get extra protection in case of work-related injury or illness.
(Subsidio por baja laboral / Incapacidad temporal)
Covers your income if you are unable to work due to illness or injury. Especially important for autónomos, as state coverage is very limited.
(Multirriesgo comercio)
Covers your shop, office or premises, including furniture, equipment and damage caused by fire, theft or natural disasters.
(Seguro de vehículo con uso profesional)
Covers vehicles used for business. You must declare professional use to be fully covered in case of a claim.
🏡 Private insurances
(Seguro de coche / moto)
Third party, extended or full coverage. Required by law and very common.
(Seguro de hogar)
Covers damage to your home, furniture and belongings. Can also include liability and coverage for rented properties.
(Seguro de salud)
Private health insurance with or without waiting periods. Can include full access to top clinics, or reimbursement-based policies.
(Seguro de viaje)
Single trip or annual coverage for medical issues, delays, cancellations or lost luggage.
(Responsabilidad civil privada)
Covers damage caused to others by you or your family (for example water leaks, or injuries to others).
(Seguro de vida)
Pays out in the event of death or permanent disability. Often required by banks for mortgages.
(Seguro para mascotas)
Covers expenses related to death, such as burial, transport, and other funeral services. Very common in Spain to avoid passing the financial burden to family members.
(Responsabilidad civil general)
Since 2023, civil liability insurance is mandatory for all dog owners in Spain. No insurance = non-compliant with the law, even if your pet never leaves the house.
This is how Exactly helps you get insured in Spain
You are insured, and we stay involved.
Once you are insured, we remain your point of contact. If you ever need to make a change or file a claim, you reach out to us. We speak your language, we know your policy and we handle the process for you.
Only the best is good enough
Allianz
Strong international coverage
Allianz is one of Europe’s largest insurers with over 100 million clients worldwide. Why people choose Allianz:
- Access to top private hospitals
- Coverage often includes dental, physio and mental health without add-ons
- English-language app and customer service, ideal for non-Spanish speakers
Zurich
Solid cover in Spain
Zurich offers straightforward policies with clear benefits and no fine-print confusion. Why people choose Zurich:
- Easy to choose between standard and premium cover levels
- Well-rated service and simple claims process
- Popular with families and long-term residents looking for clarity and structure
Mapfre
Spain’s largest homegrown insurer
Mapfre is Spain’s largest insurance company, with a massive medical network. Why people choose Mapfre:
- Wide national coverage, also in smaller towns
- Flexible reimbursement options (you choose the doctor, they reimburse up to 90%)
- Trusted by locals and expats alike
- Stable, reliable, efficient
Asisa
Spain’s largest private medical network
Asisa was founded by doctors and now runs Spain’s biggest network of clinics and hospitals. Why people choose Asisa:
- Access to 40,000+ doctors and 1,000+ clinics and hospitals
- 24/7 English-speaking helpline and telemedicine options
- “Hospital at home” care available in many areas
